Jamaal BennerJamaal Benner
| May 31 2023

Wealth Building Moves Everyone in Their 30s Should Make

Strategies to Secure a Strong Financial Future and Foster Long-Term GrowthSo, there are these financial advisors on social media, going around giving crazy advice like LLC this, LLC that. Honestly, 90% of what they say on “LLC Twitter land” is totally far-fetched and sounds like a load of baloney. B

MichelleMichelle
| May 26 2023

Black-owned Liquors to Buy this Weekend

As we approach Memorial Day weekend, a time of remembrance and celebration, let us also take the opportunity to support and honor the achievements of Black-owned spirits companies. This holiday weekend presents the perfect occasion to raise a glass of exceptional, handcrafted spirits while acknowled

Jamaal BennerJamaal Benner
| May 24 2023

The Aftermath of Failed Debt Ceiling Negotiations – How it Affects Your Pocket

If you have been tracking the news lately, you must have heard about the ongoing debt ceiling negotiations, which seems to be a hot topic for the lawmakers. The current situation regarding the US debt ceiling isn’t good, and we’re on the brink of experiencing the failure of these negotiations betwee

Jamaal BennerJamaal Benner
| May 8 2023

Money Habits We Must Unlearn

Money management is a crucial life skill that everyone should learn to master. However, when it comes to Black Americans, there are specific money habits that must be unlearned. These habits have been passed down from generation to generation and have contributed to the wealth gap that exists in Ame

MichelleMichelle
| April 26 2023

800 Credit Score or $500K Cash?

The debate over which is more valuable – an impeccable 800 credit score or a hefty sum of $500,000 in cash – is a complex one. While both options present an array of possibilities, the question remains: which one could ultimately provide a greater sense of accomplishment?With an 800 credit score, th

Jamaal BennerJamaal Benner
| March 27 2023

Tips for Raising Money-Smart Kids

Raising money-smart kids is an essential aspect of parenting that can set your child up for a lifetime of financial success. Money-smart kids are more likely to make responsible financial decisions, avoid debt, and build wealth over time. According to a 2020 report by the Brookings Institution, the

Jamaal BennerJamaal Benner
| March 22 2023

$100K isn’t $100K Anymore

The erosion of purchasing power due to ongoing inflation is persistently driving up the cost of living. In December 2022, more than half of the people earning over $100,000 reported living paycheck to paycheck, a 7% increase from the previous year.For this study, SmartAsset used its paycheck calcula

Jamaal BennerJamaal Benner
| March 14 2023

Safety Nets in Place: How Your Money is Protected Even If Your Bank Fails

The concept of a bank failure might strike fear into the hearts of many individuals. After all, the idea of losing one’s hard-earned savings due to a bank’s insolvency is a terrifying thought. Fortunately, the modern banking system has several safety nets in place to ensure that, even in the event o

Jamaal BennerJamaal Benner
| March 14 2023

How Much Money Do You Need to Retire Comfortably

The question of how much money Black millennials will need to retire comfortably is complex and depends on several factors. However, there are some general guidelines that can help individuals plan for their retirement.Firstly, it is essential to understand that retirement planning is a long-term pr

MichelleMichelle
| March 8 2023

20 DMV Black Women Igniting The Culture

Ready to be wowed? We’ve got a phenomenal lineup of dynamic female leaders from the DMV area making major waves in their respective fields. Entrepreneurial mavens to rising stars – you name it! So join us and celebrate these incredible women who are taking charge, inspiring others, and igniting the

Jamaal BennerJamaal Benner
| February 22 2023

LegalShield the Lawyer in Your Pocket

Legal situations can be downright terrifying – and even more so for African Americans. Finances are often a barrier, since attorneys’ charges range from just over $50 to several thousand dollars an hour! But LegalShield is here to help with budget-friendly services that give individuals and business

Jamaal BennerJamaal Benner
| February 17 2023

Invest in these ETFs for the Best Long-term Returns

This is not investment advice. Investors should always consult a financial advisor before making investment decisions.Exchange-traded funds (ETFs) are investment vehicles that allow investors to buy a basket of securities that track a particular index or sector. ETFs are a popular option for long-te

Jamaal BennerJamaal Benner
| February 15 2023

Living Single is Expensive

Living alone in the city is becoming increasingly more expensive. Whether you are trying to make ends meet on an entry-level salary or enjoying a more established career, living solo in a major city can often be a financial strain. From sky-high rent prices to rising costs of groceries and transport

Jamaal BennerJamaal Benner
| February 12 2023

Delete Credit Karma and Get This

When it comes to managing and monitoring your credit, there are many options available to consumers, but two of the most popular are Credit Karma and MyFICO. Both services offer credit scores and credit reports, but there are key differences between the two that make MyFICO the better choice for tho

MichelleMichelle
| February 8 2023

Job Interview No-Nos – What to Avoid on your Next Big Interview

Job interviews can be nerve-wracking, but it’s important to remember to present yourself professionally and avoid common mistakes that can cost you the job. Here are some of the biggest job interview no-no’s to keep in mind:Being Late: Arriving late for a job interview sends a negative message about

MichelleMichelle
| January 27 2023

Ways to Improve Your Credit Score

Having a good credit score is essential for financial success. A high credit score means it’s easier for you to get loans, acquire lower interest rates on mortgage payments, and be approved for rental housing. If your credit score needs a boost, there are many simple and easy ways to improve it.Chec

MichelleMichelle
| January 13 2023

DMV First-Time Homebuyer Programs

WATCH THIS VIDEO When it comes to purchasing a home, many first-time buyers may find the amount of… WATCH THIS VIDEO View this post on Instagram A post shared by MVEMNT® (@jointhemvemnt)When it comes to purchasing a home, many first-time buyers may find the amount of information ov

MichelleMichelle
| January 10 2023

Meet Keem Hughley, Owner of Bronze on H ST

DC’s vibrant culinary scene is getting an exciting upgrade with the opening of Bronze, a brand new Black-owned restaurant that puts quality fare at its center. Introducing us to this elevated dining experience is Keem Hughley, DC native, and mastermind behind this Creative Afro fare. We caught up wi

MichelleMichelle
| January 6 2023

The Best Books Aspiring Entrepreneurs Should Read in 2023

Starting a business can be a daunting task, but there are many resources available to help aspiring entrepreneurs get started. One of the most valuable sources of information is a good book. Here are five books that aspiring entrepreneurs should consider reading in 2023:“The Lean Startup” by Eric Ri

MichelleMichelle
| December 30 2022

Financial Goals to Set to Make 2023 Your Best Year Ever

If you’re like most people, you probably want to start the new year off right. And what better way to do that than by setting some financial goals? Whether you’re looking to save more money, pay off debt, or invest for the future, we’ve got some goals for you that will help make 2023 your best year

MichelleMichelle
| December 23 2022

IRS Pauses Rule Requiring People to Report Cashapp, PayPal, Venmo Transactions over $600.

The IRS has announced a one-year pause on the new $600 tax-reporting threshold for individuals utilizing payment networks such as Cashapp, PayPal, and Venmo. “As a result of this delay, third-party settlement organizations will not be required to report tax year 2022 transactions on a Form 1099-K to

MichelleMichelle
| December 16 2022

A Tech Bootcamp Could Change Your Life

Are tech bootcamps worth it? This is a question that many people are asking themselves as the cost of college tuition continues to rise. A tech bootcamp offers an efficient, affordable, and shorter option than traditional degrees. Still, coding bootcamps require significant time, money, and energy.A

MichelleMichelle
| December 12 2022

8 Reasons to Open a Roth IRA for Your Retirement Savings

When it comes to saving for retirement, there are a lot of options to choose from. One popular option is the Roth IRA. A Roth IRA is a type of individual retirement account that’s funded with after-tax money. This means that you pay taxes on your contributions now, but you won’t have to pay any taxe

MichelleMichelle
| November 28 2022

9 Money Saving Ideas

Inflation is on the rise, and so is holiday spending. This can make saving money difficult, but it’s not impossible. In fact, many small ways to save money can add up over time. Here are nine tips that can help you get started!1. Track your spending: Keeping tabs on your expenses can help you better